People on phone with Financial consultant

Personal Lending

We know you have big dreams, let us help build them.

Time doesn't stand still while you wait for a loan approval, so we make decisions quickly, often in hours, allowing you to focus on what's important-making your dream a reality.

Home Construction Loans

Looking to build your dream home? We're here to help. Berkley Bank works with many of its customers throughout the home building process, and we can tailor a home construction loan to your particular needs. Choosing your bank and your builder are two of the most important decisions you will need to make, so we focus on minimizing stress and making fast decisions so you can stay focused on what matters.

With the many hurdles you will face throughout the construction process, having Berkley Bank's extensive hands on expertise is critical. The Bank offers a short-term interest only construction loan or a one-time close construction to permanent loan.

House Outline

Better banking starts today. Call to learn more.

Father playing with family after a Bridge Loan from Berkley Bank

Bridge Loans

The Front Range real estate market often leads to homeowners buying a new home before they have their current home sold. Our bridge loans offer customers flexible, convenient terms so you can take your time before selling your existing home. The Bank simply uses the equity in one house to help purchase the new house by using both as collateral and paying off any existing loan on the current home.

Bridge loans are one-year interest only, thus reducing the monthly payment from a typical mortgage that includes monthly principal, interest, and escrow payments. This flexibility offers homeowners adequate time to sell their existing home without the financial constraints they might otherwise feel. After selling your existing home, you can refinance with a traditional mortgage on your new home.


If you’re new to the Colorado market or just in need of a mortgage, we specialize in non-conforming mortgage lending. We offer adjustable-rate mortgage products.

Investment Property or Rental Loans

When you're ready to expand your investment portfolio with real estate, Berkley Bank has you covered with a variety of real estate loans. We offer competitive, fixed-rate loans for the purchase of real estate investment property, and because we service the loans we make, we are always here to help when you have questions or concerns.

Garage Condo Loans

For customers who treasure their antique or unique cars, have hobbies with lots of equipment to store, or even for small business owners who need fully stocked storage units, Berkley Bank offers loans to help purchase or refinance a garage condo.

The Front Range is exploding with garage condo options, many of which offer various amenities to their members. Berkley Bank can create a custom lending solution that helps you achieve that dream.

HELOC For Business

Looking to use your home to secure financing for your small business or investment properties? Not sure whether a home equity line of credit for your business is the right move? Call or meet with one of our banking professionals who can help you understand the process and work to find a custom solution that meets your needs.